Retiring to Portugal

Portugal is a popular destination for retirees from the Netherlands and Belgium. With its low cost of living, pleasant climate, and good healthcare, it's ideal for a carefree retirement.

State Pension in Portugal:

• You continue to receive your Dutch state pension
• No reduction or withholding
• Tax liability in Portugal (unless tax treaty states otherwise)

S1 form:

• Gives access to free healthcare (SNS)
• Apply at CAK before leaving

Costs:

• A comfortable life costs €1200-€2000/month for 2 people
• Including rent, groceries, insurance, and weekly outing